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Word Game Champion Explains How To Make Confident You Often Win - 25 Oct 2018 16:57
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Face it, even if you win, you are mainly most likely only going to win a fraction of the jackpot, so why not drastically enhance your possibilities by divvying that slice up just a small more? For obvious factors, assembling a group of smart folks with individual regions of expertise to play as a group tends to make sense.
six. If you sacrifice a piece for an early or midgame attack, watch additional difficult to steer clear of a forced queen trade. I locate the queen nearly important to pull off an early or midgame checkmate. If you lose your queen, the sacrificed piece will probably price you the game, rather than winning it (which was your original intention).For numerous individuals, when casinos are talked about, Continue reading this they quickly believe of the glamorous planet of Monte Carlo and the rich and famous enjoying standard table games in that refined setting. In fact, you need to be on the alert at all occasions. This is not a game for the faint-hearted. Some of the most critical Fortnite Battle Royale tips are to by no means relax, and always assume there is an additional player just round the corner, continue Reading this waiting to invite you to a sophisticated dinner date with their pump-action shotgun. If you hear a faint noise, wait. Then wait once again. As quickly as you get complacent, you will be shot dead and bumped back to the lobby screen, all anguish and frustration.In 8-ball, choose stripes or solids wisely and recognize key balls for the game (see 8-ball approach ). Some players also land close to 'Bootcamp' and move towards it to kill survivors. Banker bet: The property edge on the banker bet is 1.06%. The player have to spend a 5% commission to the banker on every winning bet.Another issue you can uncover to spin things to your benefit (ha, spin.") is to locate fascinating on the web totally free slot with totally free spins and attempt out a game, and hopefully, commence building your bankroll for free. It is an straightforward way to find out a game, plus a totally free possibility to win.I teach 5 out motion - pass reduce and replace, forget screens till they realize spacing - youth players require to create inside and outside game. All the casino internet sites listed below offer you totally free baccarat games. Give oneself a standard" quantity for betting on games. continue reading this quantity can be flexible, particularly if you really feel especially confident about a particular outcome. Keep in thoughts, even though, that adding more funds could put you deeper into a hole.It'll take a fair couple of games to learn the layout of certain places of the PUBG map, let alone the whole issue. Even though you happen to be obtaining utilized to the landscape, make confident you are paying attention to the mini map and maintaining an eye on the diminishing play region.Discover the only established approaches to win true cash at Baccarat. Many inexperienced players like to move a lot of pawns at the beginning of the game to control space on the chessboard. But you cannot win with pawns alone! Because knights, bishops, rooks, and queens can move farther than pawns and threaten more distant targets, it's a excellent concept to bring them out soon, following you have moved sufficient pawns to assure that your stronger pieces won't be chased back by your opponent's pawns. Soon after all the other pieces are created, it is simpler to see what pawns you should move to fit in with your plans.Do you enjoy playing on-line casino's for totally free? The quarterback position as a complete has grow to be a lot more valuable in fantasy football in current years, which means that there are many quarterbacks who score enough fantasy points every single week for your team to win, as extended as your other positions do their portion. As a result, if you devote your early picks on top operating backs and wide receivers, you can still get a very good fantasy quarterback later in the draft.The moment you sit down at the baccarat table, you may wonder, which bet is much better: banker or player? If you loved this report and you would like to receive extra details pertaining to continue reading this kindly visit our website. Given that betting on the banker is taxed a five% commission by the residence, this bet may well appear like an unattractive option for the new baccarat player. Even so, statistically, the banker bet is the safer bet to make despite the fractional cut on each win. It has a decrease residence edge, thus the payout makes it worth it in the lengthy term. More than time, the banker bet will typically win 50.68% versus 49.32% on the player bet. This might not appear like significantly, but this fraction of a percentage will translate into steady gains over time.
Firefights attract lots of consideration you cannot assure that your murderous mano-a-mano has not piqued the attention of nearby players. You are at your most vulnerable when looting you are presenting your opponent with an effortless, static target to easily blow away. Resist the urge to immediately loot. Wait for other individuals to take the juicy bait.Not only does continue reading this lessen stamina, but players can also lose the ball a lot more easily. Do not worry about blocking a monopoly when two players every personal a house of a group. They're already blocking every other, meaning you'd be better off placing your interest elsewhere. - Comments: 0
Monetary Advice For Folks Who Aren't Wealthy - 25 Oct 2018 08:01
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The investigation was reported to center on Mr. Dorfman's ties to Donald Kessler, a New York stock promoter and personal buddy. Mr. Kessler, Company Week reported, usually charged his clients tens of thousands of dollars to meet Mr. Dorfman Mr. Dorfman was stated to have reported positively on some of Mr. Kessler's customers on CNBC and in Income magazine.
Mr. Smith mentioned investors should think about trimming back investments in manufacturing, technology and financial services to increase holdings of consumer staples, well being care, telecommunication and utility stocks, the basics of value investing.If you have any queries about where and how to use relevant site (www.Liveinternet.ru), you can contact us at our web-site. That is totally up to you, but it's excellent to begin modest. Never invest more than you can afford to lose. Every brokerage has its personal requirements for opening a trading account. TD Ameritrade, for instance, has no minimum deposit requirement at all, so you could get started with just the cost of one particular share of stock. Most discount brokers let you start with extremely small cash. Search "discount brokers" on-line.Investing is the logical next step following you have saved at least six months of living expenses in money — far more if your cost of living is specially high — you have maxed out your 401(k) contributions ($18,500 for individuals under 50 as of this year ) and you've investigated other investing possibilities, like IRAs.Figure out the period you want to examine for each and every organization you are investigating. In order to make certain you are making an apples-to-apples comparison, you need to examine sales in a certain time period. You can examine the sales more than the length of a quarter, a year, or over several years.
James Codling, of Venture Founders, joins the Investing Show to appear at why investors require to apply discipline and diversify, as some investments will go bust. The organization determines it will sell 530 T-shirts if it drops the price to $24. Supply financial projections for the subsequent 5 years. This is especially crucial if you plan to finance some of your startup costs. Creditors will want to see your economic projections.For a couple of years now, a quantity of entrepreneurs have been racing to resolve the very same difficulty: the financial solutions industry's persistent inability to offer customized guidance and acceptable investments at a affordable value to consumers who are not rich. Extraordinary Well-liked Delusions and the Madness of Crowds by Charles Mackay and Reminiscences of a Stock Operator by William Lefevre use genuine-life examples to illustrate the dangers of emotional overreaction and greed in the stock industry. Now that you've got a grasp on some investment automobiles are available, it's time to determine what to in fact pump your dollars into.The founder of moneysavingexpert and campaigner for monetary education shares the tips he will give his infant daughter. Discover how your target market typically pays for your product or service by way of marketplace surveys. Its arrival has brought on the value of Bitcoin to plummet, with the virtual money valued at $six,417 at the time of writing, down roughly 65 percent from its 2017 higher.Give your team members great commissions. By compensating your recruits well, you happen to be ensuring that they have a excellent incentive to sell. That way, they will earn far more income for you and for themselves. It will also aid hold them around longer, which is very good for you- you want to preserve talented sellers on your team so keep your organization productive.My third tip is to invest and do not speculate. Speculating is purchasing an asset simply because you think its price tag will go up even though investing is buying a stream of cash flows from an asset. In contrast to investing, being a successful speculator entails a lot of luck, which is why speculating is typically described as being a type of gambling.The year ended with a report that ITV could receive a bid from Comcast The US company, which owns the NBC network, denied the idea, but it helped illustrate the possible for an supply for the UK broadcaster, which Adam Crozier has run given that 2010 The share cost was around 58p when he was named as the new chief executive, but has risen to 276.6p. Analysts cite the move away from reliance on marketing income, relevant Site which slumped following the 2008 banking crisis, and the expansion of ITV studios, its production arm.Hire expert designers. If you do make a decision to get a website, make certain it appears professional. Designers may cost much more initially, but a well presented and trustworthy web site is essential. It requirements to appear professional and perform with ease. If you are like funds transactions, invest in security encryption and check that your money transfer organizations are sound and reputable.Put oneself in the shoes of possible investors. Ask oneself, If I have been going to invest X amount of dollars into a notion or thought, or even a product, what would I want to know?" Collect as a lot useful and credible information as you can. Depending on your product, you might need to have to search long and tough for relevant site info. - Comments: 0
Stock Markets - 25 Oct 2018 04:02
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Financial Tips For Men and women Who Are not Rich - 25 Oct 2018 02:20
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Avoid volatile stocks. If the value jumps too a lot, and there are a lot of spikes in the chart, the stock is most likely also unstable to safely invest in. It's been a year of political upheaval and for investors that has meant plenty to feel about - but how worried must they be? We take a look on the newest Investing Show.
It might be counter-intuitive, but just since a stock is going up does not imply it is a excellent investment, especially if it is going up a lot more gradually than comparable stocks. Conversely, not all shrinking investments are losers (when equivalent investments are undertaking even worse).Think about reduced Alternate Value and figure out Alternate Number Items Sold at this price. This step calls for distinct industry evaluation. No matter whether it really is budgeting, planning your debt payoff, or monitoring your credit, your economic life requirements normal, Full Posting dependable consideration. The appropriate set of tools can support.Clarify the goal of your market place survey. Prior to beginning any organizing, Full Posting be particular what the goal of your marketplace survey is. What do you want to discover out? Do you want to try to assess how nicely your market will accept a new solution? Possibly you want to figure out how nicely your advertising is working or reaching its designated audience. Whatever it is, be positive that you have a clear purpose in thoughts.Exactly where are smart investors placing their money in this volatile marketplace? Bonds, for the security — or stocks, for the bargain prices? Reassessing your threat tolerance may possibly be your initial step. The subsequent step may be found in these articles.Produce an typical sale price. Right after finding current sales of comparable firms or valuations of equivalent, publicly-traded businesses, average with each other all the sale costs. If you are you looking for more regarding full posting - paulinepanton36.soup.Io - look into our web-site. This average value can be utilized as the starting of an estimate of the industry worth of the business in question.For a couple of years now, a quantity of entrepreneurs have been racing to resolve the identical problem: the monetary services industry's persistent inability to provide personalized guidance and acceptable investments at a affordable price to consumers who are not wealthy. Make positive you have 3 to six months of your revenue readily obtainable in a savings account. This ensures that if you rapidly want cash, you will not require to rely on promoting your stocks. Even fairly "safe" stocks can fluctuate significantly over time, and there is often a probability your stock could be beneath what you purchased it for when you need cash.For a couple of years now, a number of entrepreneurs have been racing to solve the same issue: the financial services industry's persistent inability to supply personalized guidance and acceptable investments at a affordable cost to buyers who are not wealthy. 1. One particular of the 1st items I'll teach her is why there are sweets by the till in supermarkets. The purpose is simple: a company's job is to make cash, so it puts the sweeties there to try to tempt us to buy one more point, so it can make a little much more cash. It really is our job to attempt not to be tempted, and make the correct choices for ourselves. This doesn't imply organizations are incorrect, just that they're there to sell to us, not look right after us.
Believe about how market place share must shape your investment method. The extent to which a organization is leading or struggling in its market should effect how you perceive it. Know when to sell. Ideally, you want to sell a stock when it reaches the value you determined when investigating the organization and when the worth is not expected to rise much much more.To write a market evaluation, use short paragraphs and consist of charts and graphs of your data. You need to craft a summary of what your firm will add to the marketplace and put it at the starting of your analysis. Then, clarify who your target buyers are as nicely as how you plan to attract those customers. You'll want to contain a competitive analysis that identifies competitor's strengths and weaknesses. Ahead of you submit your evaluation, get it reviewed by the Tiny Organization Administration or a colleague for proofreading.Design and style your company. Contemplate how will you hire and organize your workforce. By the time you have reached this stage of considering about your possible enterprise notion, you will most likely have a very good concept of the number of individuals you will require and the skills they'll demand to get your enterprise up and operating.Know that technical evaluation differs from fundamental analysis, which is an additional stock-selecting philosophy. Even though both philosophies have their putative benefits, neither has been historically shown to outperform basically maintaining your funds locked up in sound stocks.Open Funds Market place Accounts (MMAs). These accounts require a higher minimum quantity than regular savings accounts, but accrue twice the price of interest of a savings account. High-yield MMAs are somewhat risky-withdrawing the funds and affecting its investments are restricted-but it really is a very good way to let money to develop by performing, essentially, practically nothing. - Comments: 0
Backed Factors You Ought to Be Brushing Your Dog's Teeth - 25 Oct 2018 01:42
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The company cycle of an economy, just click the up coming document along with a broad macroeconomic view. If you want to find out more info in regards to just click The up coming document just click the up coming document visit the web site. 19 Inflation is an general rise in rates more than a period of time. Moderate or controlled" inflation is normally considered very good for the economy and the stock marketplace. Low interest prices combined with moderate inflation normally have a constructive effect on the market. High interest prices and deflation generally cause the stock marketplace to fall.
It could be counter-intuitive, but just click the up coming document simply because a stock is going up does not mean it is a great investment, specially if it is going up more slowly than similar stocks. Conversely, not all shrinking investments are losers (when related investments are carrying out even worse).Extraordinary Common Delusions and the Madness of Crowds by Charles Mackay and Reminiscences of a Stock Operator by William Lefevre use actual-life examples to illustrate the dangers of emotional overreaction and greed in the stock industry. Now that you've got a grasp on some investment automobiles are accessible, it is time to choose what to actually pump your dollars into.Take into account bonds cautiously. Years of low interest prices have had the identical lulling impact on investors as the steadily climbing stock industry. But bonds, which remained low for years, are now returning a greater yield, adding stress to the shaky stock industry.For example, if you are selling a 1999 Mustang and see a 2000 model in your regional paper, note the price tag. It's possibly a bit larger than your car's FMV, but may possibly be quite close to it. The CFA is a globally recognized profession distinction that will support you stand out in the competitive financial advisor market. It also offers you a shot at a job with major investment firms, such as Merrill Lynch and JPMorgan Chase.Canna explained one of the simplest issues she did to make cash is she took stock of what she had in her property which she no longer wanted or needed prior to turning to an online web site to list these. This designation doesn't permit you to really get and sell investment products - it is solely a professional credential. You may want additional licenses, based on the variety of perform you want to do as an advisor.An "ask cost" is the lowest per-share price currently becoming supplied by sellers of a given stock. A "bid price tag" is the highest per-share cost currently being supplied by potential buyers of a provided stock. Low-risk accounts will make protected bets with lower income. These are excellent for older investments who could not deal with a sudden loss of money close to retirement, or those who only want slow, reputable growth.Stay away from purchases that are most likely to depreciate quickly Spending $50,000 on a car is often deemed a waste due to the fact it really is most likely that it will not be worth half that a lot in five years, regardless of how considerably operate you place into it. As quickly as you drive a new automobile off the lot, it depreciates about 20%-25% in value and continues to do so each and every year you personal it. two That makes getting a car a really crucial economic decision.For a couple of years now, a quantity of entrepreneurs have been racing to resolve the exact same difficulty: the monetary solutions industry's persistent inability to provide customized suggestions and appropriate investments at a reasonable price to customers who are not wealthy. Hold long-term performance in mind. The safer way to make funds investing is to acquire it slowly over time. Stocks which rise very quickly can fall just click the up coming document as rapidly. Specifically when you very first begin trading and you are trying to realize the market, appear for businesses which have a lengthy, steady history that shows no sign of faltering.Maintain in mind that your initial plans will undoubtedly modify as your enterprise grows. You may possibly need to have to hire much more managers to supervise your expanding staff or to set up new departments to meet new customer demands. Projected development and expansion for your firm should be pointed out in your organization program, but it is not the principal focus. For now, you want to secure help in acquiring started and convince your funding sources that you will become profitable.For a couple of years now, a quantity of entrepreneurs have been racing to solve the very same problem: the economic services industry's persistent inability to supply personalized tips and suitable investments at a affordable value to clients who are not rich. Promote your price tag. Get a massive piece of paper, cardboard or poster paper, and write what you're selling and how significantly one particular serving fees. For instance, you may write "LEMONADE, just click the up coming document 25 CENTS". Set a fair cost point, and make it one thing you'd be willing to pay yourself if you're not confident what's fair, ask your parents or an additional trustworthy adult.Keep in mind to in no way rely on investment income to cover any catastrophic occasion, as investments do fluctuate more than time. For example, if your savings had been invested in the stock market place in 2008, and you also necessary to spend 6 months off perform due to an illness, you would have been forced to sell your stocks at a potential 50% loss due to the industry crash at the time. By having suitable savings and insurance coverage, your basic requirements are constantly covered regardless of stock market volatility. - Comments: 0
Five Guidelines For Dealing With True Estate Agents In Rural France - 23 Oct 2018 14:34
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Several webmasters started purchasing and promoting hyperlinks based on the PageRank score, so Google only updates the toolbar show PageRank about once every single three months. 8. Make sure your actual estate agent has a feedback technique. The housing marketplace is hot, but not each vendor is set up for achievement! Actual estate powerhouse Sandra Rinomato stopped by to explain the most common mistakes she sees property owners make when listing their house.
True-estate web site Zillow has been collecting data about the residential actual estate industry for a decade. The true estate sector has had some intriguing ups and down more than the previous decade - NAR (National Association of Realtors) membership hit its all-time higher back in 2006 with 1,357,000 realtors ahead of dropping substantially with the housing economic crisis. Nevertheless, given that its rock bottom in 2012 (with 999,000 members), it has been steadily increasing, and with practically 1,100,000 members in 2014, the competitors amongst realtors is heating up.The length of listing agreement is negotiable among you and the real estate brokerage. Since you are the owner and you are the one who is hiring and paying, it must be your decision as to how lengthy you want to be in agreement. However, permit enough time to market place your house and get you good price tag. For more about Going At this website look at our page. If your realtor is not doing as agreed or if you are not satisfied (obviously some solid motives for that), you can usually cancel or terminate your listing. Some agents only suspend your listing, hoping to win back your listing. Insist for acquiring it terminated and uncover the right agent.Sign up for (HARO). 7 That way, when journalists need an expert on the real estate market place in your area, they're far more most likely to contact you. They will include your name and the name of your organization in their reporting. That's totally free marketing.Ask about your agent's normal true estate commission before you get as well far down the line. If it really is affordable, consider the large image and rewards to you to hire this person. Check track records for efficiency. Do not expect a complete-service agent to discount. Receiving into a contract is only the starting you require to make it all the way to closing.Once they have a list, it's time to start their e mail marketing campaign. There are proven practices here, too. Keep the content easy and simple, and attract much more clicks with killer subject lines. Offer your agents with branded newsletter templates and a well-stocked photo library, so they can develop professional-seeking emails on the fly. Finally, proofread and test your emails to make certain they appear excellent on desktop & mobile devices. If your agents follow this guidance, they'll save time and leave a far better impression.
Your earnings as a actual estate sales agent will rely on many elements, which includes your personal motivation, place, sales capacity and the prevailing actual estate marketplace situations. You can see some of the fantastic resources Cardinal's put collectively on this web page They offer you eBooks, white papers, checklists, worksheets and a lot more to guide customers by way of their industrial real estate transactions.For practically 30 years, Irene Dazzan-Palmer has been hailed as ‘the queen of coastal actual estate.' A constant best producer in Coldwell Banker's Malibu Colony office and an Estates Director for Coldwell Banker Previews International, she has amassed practically $2 billion in career sales and a history of promoting some of the nation's most significant coastal properties alongside her companion and son, Sandro Dazzan. These achievements have helped Irene earn a prestigious membership in the Society of Excellence, Coldwell Banker's highest honor for the best 1 % real estate agents nationwide. Irene's record listings and sales have been the subject of international attention more than the last 3 decades, and span from Forbes and The Wall Street Journal to The Los Angeles Occasions. She has also been broadly recognized in the media as a luxury true estate authority, appearing in national television broadcasts such as NBC's ‘Today Show' and prestigious publications like Los Angeles magazine.I sustain that that not all true estate customer service suggestions are produced equal. Your earnings as a real estate sales agent will depend on a lot of factors, which includes your private motivation, location, sales potential and the prevailing true estate marketplace conditions. You can see some of the fantastic resources Cardinal's place together on this page They supply eBooks, white papers, checklists, worksheets and Going At This Website much more to guide clients through their commercial genuine estate transactions.Now, this could sound like a petulant and unfounded rant, but I assure you there's substance in my allegation, and that is proved by the incredible continuing development and success of on-line estate agents. As already stated, the on the web agent model is based on the premise that ‘anyone' can sell their personal residence as extended as they obtain the leads. - Comments: 0
Predictions And Golf Betting Tips - 21 Oct 2018 11:41
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How To Develop A High quality Website - 20 Oct 2018 23:49
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6 Greatest Methods To Get rid of A Stuck Ring - 20 Oct 2018 18:16
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Halloween is an increasingly common celebration in the UK, and it is straightforward to see why. Comparison shop. Ahead of deciding, call about to get quotes from diverse dentists. You want to make confident you are getting the very best good quality care for the very best price. Don't stop at dentists, though periodontists and oral surgeons also supply dental implants. Make confident you have looked at all your obtainable options.
Move the floss gently in a "C" motion when it makes speak to with the gums and use a gentle up and down motion to clean the region. After you slide the floss in between your teeth, you must curve it about the bone and let it dip under the gum line (ideally, it must dip about 2 - 3 millimeters down). When the floss is in place, move it up and down to agitate the area cautiously. This will assist attain the contours of each tooth.If you are noticing discomfort, use a toothbrush with silicone bristles, which are gentler than the usual nylon ones, and chat with your dentist, who can diagnose and advise on the best course of action. Try to brush in different regions of the teeth each and every time you brush to steer clear of forgetting a location.Some well being insurance coverage plans in the United States do not cover braces. Verify with your health insurance coverage provider about your dental coverage and out-of-pocket costs. Bear in mind to drink lots of water to flush out your system, hold skin looking healthful and avoid you from feeling bloated.Nice! Meals debris can be painful on tender teeth and mouse click the following post gums, so brushing right after each meal can aid remove that buildup. Keep in mind to use a soft-bristle toothbrush, which is gentler on sore teeth and gums. Read on for yet another quiz question.Know that diabetes contributes to an enhanced risk of bone loss. Diabetes is a disease that is triggered by the impairment of insulin production (Type I) and resistance to insulin (Kind two). Both kinds of diabetes have effects on oral health. Individuals suffering from diabetes usually have severe gum troubles that can result in dental bone loss.To care for a rabbit, get a massive cage with solid that was made for a holding a rabbit or other tiny animal. Line the cage with hay or soft wood shavings, mouse click the following post and offer a litter box inside of the cage. Then, make certain the rabbit has limitless access to grass hay, and feed them frequently with timothy hay pellets. Supply vegetables like spinach, celery, and the occasional sugary treat, like carrots and fruit. If you have any thoughts concerning wherever and how to use mouse click the following post (Http://glindaparkhurst.Soup.io/), mouse click the following post you can speak to us at our website. Make certain the rabbit has clean water in a bottle at all occasions.Yes. Braces can be quite expensive, but check nearby dental schools to see if they supply discounted therapy. There are claims that gargling apple cider vinegar with water each morning is the best way to take away stains from teeth and clean your gums naturally.Halloween is an increasingly popular celebration in the UK, and it is simple to see why. Buy your tongue-cleaning tool. Several grocery shops and pharmacies will sell name brand tongue cleaning tools. You can find a tongue cleaner at Indian groceries or order them effortlessly online. The curved copper ones are basic, extremely powerful, and final a extended time. Or you could ask your dentist or orthodontist for suggestions.Stand in front of a mirror and smile extensively. Use the pen tip to paint the gel onto your teeth. Try to steer clear of placing the gel on the gums. Dentists have urged YouTube to take away video tutorials for 'do it oneself braces' which could damage your teeth.If your gums look swollen or hurt after a whitening therapy, stop quickly. If limiting the frequency or duration of at-residence teeth whitening remedies still final results in irritation, quit utilizing them and seek the advice of your dentist instantly. You can rub petroleum jelly on your gums to avert irritation from peroxide whitening gel.Dental charity the Oral Overall health Foundation has known as for far better funding for NHS dentistry. The study of far more than two,000 adults found the younger generation are most likely to miss teeth when brushing, with just 3 in ten 18-34-year-olds saying they cover all of them.Keep the tooth secure in milk to preserve it, and instantly phone your dentist. Wash the wound with salt water. Slide the toothbrush in and commence brushing in a circular motion making sure all teeth and the gum line are brushed. Remove any clothes that the individual is wearing. You will require to see the skin for signs that embalming is working, so the body will remain uncovered all through the process. Also take away any IV needles or catheters that are in spot.They are several items obtainable that can be dissolved in your dog's drinking water that will assist to break down bacteria in their mouth and avoid the create-up of tartar- like mouthwash for dogs. It is critical that you only purchase such merchandise from veterinary approved vendors in order to keep away from causing harm to your pet. - Comments: 0
Suggestions And Directions - 20 Oct 2018 15:03
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